Tenants
Personal liability and contents insurance. The liability insurance also covers damage to the rented flat.
Liability, contents and buildings insurance in Cologne
These policies protect what you have built up. But many policies are years old and no longer fit. I check your documents and show you where something is missing.
What you need depending on your living situation
Homeowners
Buildings insurance with natural hazards cover, plus contents and liability insurance.
Families
Your partner and children are covered under your liability insurance. It is important that young children are included too.
Landlords
For houses and flats you rent out, property owner’s liability insurance (Haus- und Grundbesitzerhaftpflicht) is added.
Gaps I often find when checking policies
A look at your policies does not take long and shows where you stand.
Underinsurance
The sum insured in your contents insurance is too low. In the event of a claim, only a proportion is then paid.
Old liability policies
Low cover limits and missing benefits that are standard today.
No natural hazards cover
Heavy rain can hit any address, not just houses by the Rhine.
Bicycles and legal expenses
Bicycle theft is often not included, and the legal expenses insurance (Rechtsschutz) is missing the area you really need.
How the consultation works
The initial consultation is free and without obligation.
Getting to know each other
You write, call or book online. We find an appointment that fits into your day.
Taking stock
We go through your situation and your existing policies and find gaps or duplicate premiums.
Proposal
You receive a clear proposal showing the benefits and the premium. You take your time to decide.
Ongoing support
I remain your contact: for questions, changes and when you have a claim.
In person, by phone or online
My office is at Idastraße 41, 51069 Köln, with step-free access and free parking in the side street. If it suits you better, I can advise you by phone or video call.
I am a tied insurance agent (gebundener Versicherungsvertreter) and exclusively arrange products of the SIGNAL IDUNA Group.
Questions about home insurance
Do I need natural hazards cover (Elementarschutz) in Cologne?
Heavy rain and sewer backflow can cause damage anywhere, and near the Rhine there is flooding as well. I look at your address and tell you how it is classified.
How high should the sum insured be for contents insurance?
It is usually calculated from the living area. The insurer then waives the right to object on grounds of underinsurance. We discuss valuables separately.
Are bicycles covered as well?
Only if this has been agreed. For high-value bikes and e-bikes, theft cover should also apply outside the home.
From when does legal expenses insurance (Rechtsschutz) apply?
In most areas, after a waiting period of a few months. A dispute that had already begun before the policy started is not insured.
How do I report a claim?
Call me or message me on WhatsApp, ideally with photos. I will take care of reporting it.
Let’s talk about it
Send me a short message saying what it is about. I usually get back to you the same day.
- Online booking
- Choose an available slot
- Phone
- 0176 72619940
- wa.me/4917672619940
- Uygar.Vural@signal-iduna.net
- Address
- Idastraße 41, 51069 Köln
- Hours
- Monday to Friday, 9 am to 8 pm
Evening appointments by arrangement - Languages
- German, Turkish, English
- @vural.solutions