New drivers
Starting through your parents or as a second car is often considerably cheaper. I will show you the options.
Car insurance in Cologne
Third-party liability (Haftpflicht), partial cover (Teilkasko) or fully comprehensive cover (Vollkasko): send me your current policy. I compare the cover and the premium with what SIGNAL IDUNA offers and tell you honestly whether switching is worthwhile.
Typical situations
Families with two cars
The second car can start in a better no-claims class (Schadenfreiheitsklasse).
Commuters and high-mileage drivers
Annual mileage, an approved-garage clause (Werkstattbindung) and the excess (Selbstbeteiligung) have a noticeable effect on the premium.
Motorcycles and company cars
I also insure vehicles with seasonal number plates (Saisonkennzeichen) and vehicles used for business.
What determines the premium
These are the points where you can save without giving up important cover.
No-claims class
Every claim-free year lowers the premium. When you switch, you take your class with you.
Vehicle type class and regional class (Typ- und Regionalklasse)
The vehicle model and the place of registration feed into the premium.
Drivers and mileage
Who drives, and how much? Realistic details avoid additional payments later.
Excess
An excess on your partial or fully comprehensive cover often lowers the premium considerably.
How the consultation works
The initial consultation is free and without obligation.
Getting to know each other
You write, call or book online. We find an appointment that fits into your day.
Taking stock
We go through your situation and your existing policies and find gaps or duplicate premiums.
Proposal
You receive a clear proposal showing the benefits and the premium. You take your time to decide.
Ongoing support
I remain your contact: for questions, changes and when you have a claim.
In person, by phone or online
My office is at Idastraße 41, 51069 Köln, with step-free access and free parking in the side street. If it suits you better, I can advise you by phone or video call.
I am a tied insurance agent (gebundener Versicherungsvertreter) and exclusively arrange products of the SIGNAL IDUNA Group.
Questions about car insurance
By when do I have to cancel my car insurance?
With most policies, the insurance year ends on 31 December. The cancellation must then have reached the insurer by 30 November.
Partial cover (Teilkasko) or fully comprehensive cover (Vollkasko)?
Partial cover pays, for example, for theft, glass breakage, storm damage and collisions with wild animals. Fully comprehensive cover additionally covers accidents that are your own fault and vandalism. For newer or financed vehicles, it usually makes sense.
How do I get an eVB number?
Send me a short message on WhatsApp or call me. With the vehicle details, you usually receive the number the same day.
What happens to my no-claims class (Schadenfreiheitsklasse) when I switch?
You keep it. The new insurer takes it over from the previous one.
What do I do if I have an accident?
Secure the accident scene, take photos, exchange details and call me. I will help you report the claim.
Let’s talk about it
Send me a short message saying what it is about. I usually get back to you the same day.
- Online booking
- Choose an available slot
- Phone
- 0176 72619940
- wa.me/4917672619940
- Uygar.Vural@signal-iduna.net
- Address
- Idastraße 41, 51069 Köln
- Hours
- Monday to Friday, 9 am to 8 pm
Evening appointments by arrangement - Languages
- German, Turkish, English
- @vural.solutions