Employees
With a company pension scheme (betriebliche Altersvorsorge), you save out of your gross salary. As a rule, your employer has to contribute.
Retirement planning in Cologne
For most people, the state pension (gesetzliche Rente) alone is not enough to maintain their standard of living. I will show you how big your gap is and what monthly amount will close it.
Which option suits whom
Self-employed
The basic pension (Basisrente) is tax-deductible. On top of that, you add flexible private retirement savings.
Families
We also plan protection for your partner and children in case something happens to you.
Career starters
Even small amounts make a big difference over decades.
How we work out your pension gap (Rentenlücke)
Bring your latest pension statement (Renteninformation) with you. In one appointment, we turn it into a clear plan.
Current position
We look at your state pension and all your existing policies.
Goal
You say how much you need each month in retirement.
Gap
The two together give the amount that is missing.
Proposal
You receive a proposal that fits your budget and can be adjusted later.
How the consultation works
The initial consultation is free and without obligation.
Getting to know each other
You write, call or book online. We find an appointment that fits into your day.
Taking stock
We go through your situation and your existing policies and find gaps or duplicate premiums.
Proposal
You receive a clear proposal showing the benefits and the premium. You take your time to decide.
Ongoing support
I remain your contact: for questions, changes and when you have a claim.
In person, by phone or online
My office is at Idastraße 41, 51069 Köln, with step-free access and free parking in the side street. If it suits you better, I can advise you by phone or video call.
I am a tied insurance agent (gebundener Versicherungsvertreter) and exclusively arrange products of the SIGNAL IDUNA Group.
Questions about retirement planning
How much should I put aside each month?
That depends on your age, your income and your pension gap. Once we have taken stock, I will give you a specific figure.
Is a company pension scheme (betriebliche Altersvorsorge) worthwhile?
Often yes, because you save out of your gross salary and your employer adds something. We will work out whether it fits in your case.
Can I pause or change my contributions?
With most policies, yes. You can reduce, increase or temporarily suspend contributions. I will explain the terms to you before you sign.
What happens to the money if I die early?
That can be agreed in the policy, for example through a guaranteed pension period (Rentengarantiezeit) or by paying out the accumulated capital to your surviving dependants.
I already have old policies. What should I do with them?
Bring them with you. Many old policies are good and should stay. I will tell you openly which ones those are.
Let’s talk about it
Send me a short message saying what it is about. I usually get back to you the same day.
- Online booking
- Choose an available slot
- Phone
- 0176 72619940
- wa.me/4917672619940
- Uygar.Vural@signal-iduna.net
- Address
- Idastraße 41, 51069 Köln
- Hours
- Monday to Friday, 9 am to 8 pm
Evening appointments by arrangement - Languages
- German, Turkish, English
- @vural.solutions